$23k Debt-Free

January 2017: Debt-Free Break Down

Loan: $Total debt – $Monthly payment = $Total balance Credit Card: $9,353.09 – $9,353.09 = PAID OFF!!! Student Loan: $10,151.00  – $146*** = $10,044.00 Discover Credit Card: $2,217.30 – $55.00 = $2,162.30 Total debt balance = $12,202.12 We stayed with the plan this month and fully paid our NFCU credit card debt. You have no idea just how… Continue reading January 2017: Debt-Free Break Down

$23k Debt-Free

December 2016: Debt-Free Break Down

Loan: $Total debt – $Monthly payment = $Total balance Credit Card: $9,532.69 – $189.00 = $9,442.00 Student Loan: $10,259.00  – $111.18 = $10,151.00 Discover Credit Card: $2,172.00 – $44.00 = $2,128 Total debt balance = $21,721.00 Hoping that this is the last time we pay minimum on our Credit Card debt. We want to ring in the… Continue reading December 2016: Debt-Free Break Down

$23k Debt-Free

November 2016: Debt-Free Break Down

Loan: $Total debt – $Monthly payment = $Total balance Credit Card: $9,532.69 – $191.00 = $9,341.69 Student Loan: $10,259.00  – $111.18 = $10,182.17 Total debt balance = $19,523.86 After long months of waiting and saving, Joel is coming home. It will not be weeks or couple months as usual because opportunity and sacrifices has to be taken… Continue reading November 2016: Debt-Free Break Down