For the last five years, I have been trying to jumpstart my jewelry making hobby into an actual full-time business start-up. I welcomed the New Year by doing just that! I finally opened my jewelry shop on Etsy on January 03, 2017 as a birthday gift to my Joel. I always admired dainty jewelry, but… Continue reading Passion not profit
As of today, February 25 2017, Joel and I are officially DEBT-FREE! No student loans! No credit card debt! No personal loans! In ten years, we paid off roughly $60,000 of debt. In two years, we paid off $38,000. In two months, we paid off $22,000. During the first 5 years since we started paying back, we were… Continue reading WE ARE OFFICIALLY DEBT-FREE!!!!!
Okay, let me just get it out of my chest: People will stunt on other people during tax season talking about they’ve been getting and living like that even before tax refund hit their accounts, haha. Tax season is a season itself for others haha. Enough roasting people because I’m sure the shoe might feet… Continue reading Spend that tax refund!
Loan: $Total debt – $Monthly payment = $Total balance Student Loan: $10,071.47 – $10,071.47 = PAID OFF!!!*** Discover Credit Card: $2,196.69 – $55 = $2,141.69 Total debt balance = $2,141.69 It’s officially Tax Season! It was my first time ever filing taxes let alone doing it on my own, by myself *round of applause for big girl… Continue reading February 2017: Debt-Free Break Down
Ingredients: 3-4 pounds pork butt, some fats cut into cubes 1 can black olives, no pit Salt & pepper 2 bunch parsley 1 T. Dried oregano 1 T. Cumin powder 3 gloves garlic 1 whole diced yellow onion 2-3 Hawaiian chili pepper, dried red chili, or 2 diced Serrano pepper (optional for spicy lovers) 1… Continue reading Recipe: Pastele Stew
A little break from counting numbers on our debt balance. Not many people within our circle understands why Joel and I do the things a certain way, our sacrifices, and what is exactly our goals/plans are. Back story: Joel’s student loans began rolling in right when we started dating, roughly ten years ago. We lived… Continue reading Priority, be debt free
Loan: $Total debt – $Monthly payment = $Total balance Credit Card: $9,353.09 – $9,353.09 = PAID OFF!!! Student Loan: $10,151.00 – $146*** = $10,044.00 Discover Credit Card: $2,217.30 – $55.00 = $2,162.30 Total debt balance = $12,202.12 We stayed with the plan this month and fully paid our NFCU credit card debt. You have no idea just how… Continue reading January 2017: Debt-Free Break Down