It’s been about eight months going on nine since we have paid off our debt! A lot has happened since then and WE can’t be happier. We spent the last eight months focusing on US (not just financially). We were fortunate enough for Joel to be on vacation for six months and so much has… Continue reading Life after being Debt-Free
For the last five years, I have been trying to jumpstart my jewelry making hobby into an actual full-time business start-up. I welcomed the New Year by doing just that! I finally opened my jewelry shop on Etsy on January 03, 2017 as a birthday gift to my Joel. I always admired dainty jewelry, but… Continue reading Passion not profit
As of today, February 25 2017, Joel and I are officially DEBT-FREE! No student loans! No credit card debt! No personal loans! In ten years, we paid off roughly $60,000 of debt. In two years, we paid off $38,000. In two months, we paid off $22,000. During the first 5 years since we started paying back, we were… Continue reading WE ARE OFFICIALLY DEBT-FREE!!!!!
Okay, let me just get it out of my chest: People will stunt on other people during tax season talking about they’ve been getting and living like that even before tax refund hit their accounts, haha. Tax season is a season itself for others haha. Enough roasting people because I’m sure the shoe might feet… Continue reading Spend that tax refund!
Loan: $Total debt – $Monthly payment = $Total balance Student Loan: $10,071.47 – $10,071.47 = PAID OFF!!!*** Discover Credit Card: $2,196.69 – $55 = $2,141.69 Total debt balance = $2,141.69 It’s officially Tax Season! It was my first time ever filing taxes let alone doing it on my own, by myself *round of applause for big girl… Continue reading February 2017: Debt-Free Break Down
Ingredients: 3-4 pounds pork butt, some fats cut into cubes 1 can black olives, no pit Salt & pepper 2 bunch parsley 1 T. Dried oregano 1 T. Cumin powder 3 gloves garlic 1 whole diced yellow onion 2-3 Hawaiian chili pepper, dried red chili, or 2 diced Serrano pepper (optional for spicy lovers) 1… Continue reading Recipe: Pastele Stew
A little break from counting numbers on our debt balance. Not many people within our circle understands why Joel and I do the things a certain way, our sacrifices, and what is exactly our goals/plans are. Back story: Joel’s student loans began rolling in right when we started dating, roughly ten years ago. We lived… Continue reading Priority, be debt free